货币基础知识

了解我们的免费研讨会和资源，帮助您掌握理财技巧，努力实现持久的财务自由。

合作伙伴组织可安排大型小组研讨会s

工作坊

了解税收--基础知识

学习如何自信地报税。我们将介绍何时报税、如何报税、W-2 和 1099 等常用表格，以及如何申请扣除和抵免。您还将了解报税的重要性以及如何避免罚款。

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预算编制


掌控您的资金。本讲座将告诉您如何跟踪支出、设定目标以及平衡固定支出和灵活支出。您还将尝试进行简单的预算练习，找出节省开支的方法。

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简易纳税

如果您是自由职业者或自营职业者，本讲座就是为您准备的。了解雇员和独立承包商的区别、自雇税的含义，以及如何跟踪支出和准备报税。

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信用评分


本讲座将探讨信用的好坏与丑恶。我们将讨论信用评分是如何构成的，包括如何精明地使用信用、常见的信用错误、良好信用评分的必要性，以及在负责任地维护信用的情况下，信用如何成为一种优势。

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工作坊

ITIN 申请和续期

本讲座将介绍 ITIN 号的含义和使用原因。它还包括所需的证明文件以及使用认证接受代理 (CAA) 的好处。

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联系我们

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有任何问题？请联系我们。

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额外资源

我们为您推荐的最佳资源，可帮助您筹措教育经费。

Struggling financially?

211 Metro Chicago is a free online resource that can help you find local assistance with food, housing, health care, and more.
Visit site

国税局：我的退税在哪里？
使用国税局的 "我的退税在哪里？"工具快速、轻松地查询联邦退税状态。
访问网站

IDOR: Where's My Refund?
使用官方的 "我的退税在哪里？"工具跟踪伊利诺伊州的退税情况，并了解何时退税。
访问网站

常见问题

Budgeting helps you understand where your money is going, stay in control of your spending, and make informed financial decisions. A good budget ensures you can cover essentials, reduce debt, plan for goals, and build long-term financial stability.

Start by listing your monthly income and expenses. Separate your expenses into fixed (like rent) and variable (like groceries). Assign realistic spending limits, track your transactions, and adjust your budget as needed. Using apps or spreadsheets can make the process easier.

Set clear financial goals, create a savings plan, and automate deposits into a savings or investment account. Build an emergency fund first, then focus on long-term goals such as retirement or major purchases. Even small, consistent contributions can grow significantly over time.

Self-employed individuals generally pay income tax and self-employment tax, which covers Social Security and Medicare. You may also need to pay estimated quarterly taxes and meet state or local tax requirements depending on your location and business structure.

Most individuals and self-employed workers must file their federal tax return by April 15 each year, unless the date changes due to weekends or holidays. Quarterly estimated tax payments are typically due in April, June, September, and January.

我们的团队很乐意帮助您制定付款计划。您也可以在线支付、使用支票或设置自己的付款计划。如果您欠税，即使不能立即全额支付，也一定要按时申报，以避免滞纳金。